Call reports 2003
FIRST MIDWEST BANK OF THE OZARKS — 2003
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 62,270,000 | 59,055,000 | 58,415,000 | 56,730,000 |
| Total loans | 36,462,000 | 40,073,000 | 41,123,000 | 39,935,000 |
| Allowance for loan losses | 573,000 | 604,000 | 492,000 | 483,000 |
| Securities available for sale | 16,696,000 | 13,811,000 | 10,696,000 | 10,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,585,000 | 49,079,000 | 48,375,000 | 46,546,000 |
| Interest-bearing deposits | 42,761,000 | 42,606,000 | 41,914,000 | 40,589,000 |
| Noninterest-bearing deposits | 6,824,000 | 6,473,000 | 6,461,000 | 5,957,000 |
| Equity capital | 5,273,000 | 5,376,000 | 5,438,000 | 5,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 744,000 | 1,520,000 | 2,242,000 | 2,971,000 |
| Interest expense | 288,000 | 538,000 | 760,000 | 963,000 |
| Net interest income | 456,000 | 982,000 | 1,482,000 | 2,008,000 |
| Noninterest income | 106,000 | 217,000 | 327,000 | 437,000 |
| Noninterest expense | 379,000 | 813,000 | 1,199,000 | 1,587,000 |
| Provision for loan losses | 24,000 | 58,000 | 67,000 | 83,000 |
| Pretax income | 223,000 | 469,000 | 683,000 | 916,000 |
| Income tax | 76,000 | 167,000 | 232,000 | 330,000 |
| Net income | 147,000 | 302,000 | 451,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,118,000 | 5,273,000 | 5,421,000 | 5,557,000 |
| Total capital | 5,642,000 | 5,817,000 | 5,913,000 | 6,040,000 |
| Risk-weighted assets | 41,885,000 | 43,423,000 | 43,886,000 | 42,399,000 |