Call reports 2002
FIRST MIDWEST BANK OF THE OZARKS — 2002
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 60,226,000 | 58,061,000 | 58,392,000 | 59,559,000 |
| Total loans | 33,747,000 | 33,012,000 | 31,840,000 | 35,474,000 |
| Allowance for loan losses | 536,000 | 532,000 | 533,000 | 551,000 |
| Securities available for sale | 19,468,000 | 19,278,000 | 19,558,000 | 17,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,416,000 | 45,578,000 | 45,917,000 | 46,972,000 |
| Interest-bearing deposits | 41,660,000 | 40,522,000 | 40,194,000 | 41,023,000 |
| Noninterest-bearing deposits | 5,756,000 | 5,056,000 | 5,723,000 | 5,949,000 |
| Equity capital | 4,793,000 | 5,101,000 | 5,055,000 | 5,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,733,000 | 2,549,000 | 3,351,000 |
| Interest expense | 365,000 | 704,000 | 1,023,000 | 1,312,000 |
| Net interest income | 521,000 | 1,029,000 | 1,526,000 | 2,039,000 |
| Noninterest income | 102,000 | 207,000 | 315,000 | 410,000 |
| Noninterest expense | 351,000 | 720,000 | 1,113,000 | 1,479,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 22,000 |
| Pretax income | 272,000 | 516,000 | 727,000 | 948,000 |
| Income tax | 98,000 | 178,000 | 255,000 | 325,000 |
| Net income | 174,000 | 338,000 | 472,000 | 623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,800,000 | 4,908,000 | 4,820,000 | 4,970,000 |
| Total capital | 5,286,000 | 5,378,000 | 5,293,000 | 5,479,000 |
| Risk-weighted assets | 38,818,000 | 37,555,000 | 37,745,000 | 40,683,000 |