Call reports 2002
MADISON BANK — 2002
What MADISON BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 181,727,000 | 189,558,000 | 204,498,000 | 194,110,000 |
| Total loans | 137,497,000 | 151,744,000 | 160,666,000 | 154,767,000 |
| Allowance for loan losses | 1,571,000 | 1,868,000 | 1,948,000 | 2,058,000 |
| Securities available for sale | 27,130,000 | 28,299,000 | 26,646,000 | 23,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,981,000 | 161,929,000 | 175,854,000 | 165,570,000 |
| Interest-bearing deposits | 141,267,000 | 141,631,000 | 158,611,000 | 147,613,000 |
| Noninterest-bearing deposits | 15,714,000 | 20,298,000 | 17,243,000 | 17,957,000 |
| Equity capital | 13,458,000 | 15,015,000 | 15,853,000 | 16,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,888,000 | 5,939,000 | 9,083,000 | 12,275,000 |
| Interest expense | 1,165,000 | 2,296,000 | 3,448,000 | 4,595,000 |
| Net interest income | 1,723,000 | 3,643,000 | 5,635,000 | 7,680,000 |
| Noninterest income | 184,000 | 417,000 | 739,000 | 1,092,000 |
| Noninterest expense | 1,204,000 | 2,417,000 | 3,804,000 | 5,271,000 |
| Provision for loan losses | 109,000 | 399,000 | 509,000 | 619,000 |
| Pretax income | 594,000 | 1,248,000 | 2,065,000 | 2,886,000 |
| Income tax | 224,000 | 471,000 | 781,000 | 1,093,000 |
| Net income | 370,000 | 777,000 | 1,284,000 | 1,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,609,000 | 14,916,000 | 15,623,000 | 16,149,000 |
| Total capital | 15,180,000 | 16,784,000 | 17,571,000 | 18,207,000 |
| Risk-weighted assets | 149,015,000 | 163,631,000 | 173,704,000 | 167,184,000 |