Call reports 2001
MADISON BANK — 2001
What MADISON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 163,713,000 | 160,923,000 | 168,598,000 | 166,500,000 |
| Total loans | 119,098,000 | 128,911,000 | 138,572,000 | 139,095,000 |
| Allowance for loan losses | 1,099,000 | 1,196,000 | 1,394,000 | 1,477,000 |
| Securities available for sale | 12,118,000 | 11,879,000 | 11,193,000 | 20,882,000 |
| Securities held to maturity | 10,535,000 | 10,546,000 | 10,558,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,530,000 | 138,033,000 | 144,891,000 | 139,585,000 |
| Interest-bearing deposits | 128,523,000 | 125,815,000 | 131,179,000 | 125,939,000 |
| Noninterest-bearing deposits | 13,007,000 | 12,218,000 | 13,712,000 | 13,646,000 |
| Equity capital | 11,387,000 | 11,754,000 | 12,840,000 | 13,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,976,000 | 6,063,000 | 9,146,000 | 12,133,000 |
| Interest expense | 1,626,000 | 3,311,000 | 4,866,000 | 6,283,000 |
| Net interest income | 1,350,000 | 2,752,000 | 4,280,000 | 5,850,000 |
| Noninterest income | 178,000 | 346,000 | 524,000 | 714,000 |
| Noninterest expense | 1,052,000 | 2,101,000 | 3,229,000 | 4,292,000 |
| Provision for loan losses | 79,000 | 158,000 | 349,000 | 428,000 |
| Pretax income | 420,000 | 862,000 | 1,249,000 | 1,858,000 |
| Income tax | 157,000 | 322,000 | 465,000 | 695,000 |
| Net income | 263,000 | 540,000 | 784,000 | 1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,539,000 | 11,816,000 | 12,860,000 | 13,239,000 |
| Total capital | 12,638,000 | 13,362,000 | 14,254,000 | 14,716,000 |
| Risk-weighted assets | 123,709,000 | 130,291,000 | 138,564,000 | 141,600,000 |