Call reports 2001
FIRST STATE BANK OF BEARDSTOWN — 2001
What FIRST STATE BANK OF BEARDSTOWN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,785,000 | 46,474,000 | 47,525,000 | 47,566,000 |
| Total loans | 25,039,000 | 26,579,000 | 26,547,000 | 26,527,000 |
| Allowance for loan losses | 317,000 | 356,000 | 370,000 | 390,000 |
| Securities available for sale | 17,647,000 | 16,253,000 | 14,595,000 | 15,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,512,000 | 40,595,000 | 41,405,000 | 41,586,000 |
| Interest-bearing deposits | 35,073,000 | 34,675,000 | 35,105,000 | 33,975,000 |
| Noninterest-bearing deposits | 6,439,000 | 5,920,000 | 6,300,000 | 7,611,000 |
| Equity capital | 4,873,000 | 4,912,000 | 5,113,000 | 5,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 854,000 | 1,702,000 | 2,514,000 | 3,301,000 |
| Interest expense | 392,000 | 769,000 | 1,121,000 | 1,425,000 |
| Net interest income | 462,000 | 933,000 | 1,393,000 | 1,876,000 |
| Noninterest income | 103,000 | 225,000 | 318,000 | 421,000 |
| Noninterest expense | 426,000 | 874,000 | 1,302,000 | 1,727,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 109,000 | 233,000 | 352,000 | 515,000 |
| Income tax | 26,000 | 47,000 | 79,000 | 123,000 |
| Net income | 83,000 | 186,000 | 273,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,752,000 | 4,804,000 | 4,890,000 | 4,926,000 |
| Total capital | 5,069,000 | 5,160,000 | 5,260,000 | 5,316,000 |
| Risk-weighted assets | 28,316,000 | 30,208,000 | 32,507,000 | 31,754,000 |