Call reports 2011
F & M BANK, NATIONAL ASSOCIATION, OKLAHOMA CITY, OKLAHOMA — 2011
What F & M BANK, NATIONAL ASSOCIATION, OKLAHOMA CITY, OKLAHOMA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Total assets | 78,714,000 | 81,959,000 | 80,858,000 |
| Total loans | 47,673,000 | 49,281,000 | 50,178,000 |
| Allowance for loan losses | 1,052,000 | 1,059,000 | 1,187,000 |
| Securities available for sale | 18,816,000 | 21,242,000 | 16,029,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 70,574,000 | 68,861,000 | 72,009,000 |
| Interest-bearing deposits | 47,464,000 | 43,547,000 | 45,286,000 |
| Noninterest-bearing deposits | 23,110,000 | 25,314,000 | 26,722,000 |
| Equity capital | 7,299,000 | 7,643,000 | 8,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Interest income | 801,000 | 1,630,000 | 2,569,000 |
| Interest expense | 74,000 | 143,000 | 208,000 |
| Net interest income | 727,000 | 1,487,000 | 2,361,000 |
| Noninterest income | 184,000 | 384,000 | 571,000 |
| Noninterest expense | 651,000 | 1,335,000 | 2,050,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 260,000 | 536,000 | 887,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 260,000 | 536,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Tier 1 capital | 7,232,000 | 7,507,000 | 7,859,000 |
| Total capital | 7,898,000 | 8,185,000 | 8,556,000 |
| Risk-weighted assets | 52,822,000 | 53,761,000 | 55,181,000 |