Call reports 2006
F & M BANK, NATIONAL ASSOCIATION, OKLAHOMA CITY, OKLAHOMA — 2006
What F & M BANK, NATIONAL ASSOCIATION, OKLAHOMA CITY, OKLAHOMA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 59,047,000 | 63,389,000 | 66,927,000 | 69,437,000 |
| Total loans | 36,373,000 | 42,667,000 | 43,939,000 | 45,058,000 |
| Allowance for loan losses | 506,000 | 531,000 | 562,000 | 583,000 |
| Securities available for sale | 13,531,000 | 13,012,000 | 12,702,000 | 11,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,660,000 | 56,867,000 | 60,114,000 | 62,538,000 |
| Interest-bearing deposits | 38,705,000 | 41,404,000 | 45,329,000 | 46,942,000 |
| Noninterest-bearing deposits | 13,955,000 | 15,463,000 | 14,785,000 | 15,596,000 |
| Equity capital | 5,792,000 | 5,886,000 | 6,089,000 | 6,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 853,000 | 1,807,000 | 2,870,000 | 3,984,000 |
| Interest expense | 279,000 | 602,000 | 982,000 | 1,389,000 |
| Net interest income | 574,000 | 1,205,000 | 1,888,000 | 2,595,000 |
| Noninterest income | 158,000 | 307,000 | 477,000 | 622,000 |
| Noninterest expense | 549,000 | 1,137,000 | 1,757,000 | 2,483,000 |
| Provision for loan losses | 33,000 | 65,000 | 95,000 | 125,000 |
| Pretax income | 150,000 | 310,000 | 513,000 | 609,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 310,000 | 513,000 | 609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,017,000 | 6,178,000 | 6,282,000 | 6,378,000 |
| Total capital | 6,523,000 | 6,709,000 | 6,844,000 | 6,961,000 |
| Risk-weighted assets | 45,999,000 | 51,618,000 | 52,074,000 | 53,339,000 |