Call reports 2002
F & M BANK, NATIONAL ASSOCIATION, OKLAHOMA CITY, OKLAHOMA — 2002
What F & M BANK, NATIONAL ASSOCIATION, OKLAHOMA CITY, OKLAHOMA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 46,019,000 | 46,088,000 | 44,172,000 | 45,303,000 |
| Total loans | 28,049,000 | 27,295,000 | 24,423,000 | 22,779,000 |
| Allowance for loan losses | 373,000 | 331,000 | 417,000 | 417,000 |
| Securities available for sale | 13,843,000 | 13,963,000 | 12,672,000 | 18,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,025,000 | 36,523,000 | 36,971,000 | 37,577,000 |
| Interest-bearing deposits | 30,096,000 | 28,950,000 | 29,329,000 | 29,852,000 |
| Noninterest-bearing deposits | 6,929,000 | 7,573,000 | 7,642,000 | 7,725,000 |
| Equity capital | 4,296,000 | 4,600,000 | 4,723,000 | 4,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,109,000 | 1,669,000 | 2,143,000 |
| Interest expense | 226,000 | 440,000 | 638,000 | 822,000 |
| Net interest income | 326,000 | 669,000 | 1,031,000 | 1,321,000 |
| Noninterest income | 88,000 | 172,000 | 264,000 | 363,000 |
| Noninterest expense | 267,000 | 560,000 | 875,000 | 1,147,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 146,000 | 281,000 | 436,000 | 553,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 146,000 | 281,000 | 436,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,032,000 | 4,166,000 | 4,221,000 | 4,338,000 |
| Total capital | 4,405,000 | 4,497,000 | 4,610,000 | 4,713,000 |
| Risk-weighted assets | 33,922,000 | 33,561,000 | 31,101,000 | 29,949,000 |