Call reports 2001
F & M BANK, NATIONAL ASSOCIATION, OKLAHOMA CITY, OKLAHOMA — 2001
What F & M BANK, NATIONAL ASSOCIATION, OKLAHOMA CITY, OKLAHOMA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,318,000 | 39,627,000 | 40,187,000 | 41,241,000 |
| Total loans | 22,929,000 | 23,660,000 | 21,140,000 | 21,493,000 |
| Allowance for loan losses | 264,000 | 367,000 | 373,000 | 373,000 |
| Securities available for sale | 14,143,000 | 10,814,000 | 13,244,000 | 14,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,771,000 | 33,024,000 | 33,391,000 | 34,458,000 |
| Interest-bearing deposits | 28,280,000 | 26,858,000 | 27,248,000 | 27,189,000 |
| Noninterest-bearing deposits | 6,491,000 | 6,166,000 | 6,143,000 | 7,269,000 |
| Equity capital | 3,992,000 | 4,047,000 | 4,167,000 | 4,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,300,000 | 1,915,000 | 2,490,000 |
| Interest expense | 341,000 | 680,000 | 992,000 | 1,253,000 |
| Net interest income | 320,000 | 620,000 | 923,000 | 1,237,000 |
| Noninterest income | 79,000 | 172,000 | 241,000 | 311,000 |
| Noninterest expense | 283,000 | 527,000 | 794,000 | 1,055,000 |
| Provision for loan losses | 15,000 | 117,000 | 122,000 | 122,000 |
| Pretax income | 101,000 | 148,000 | 248,000 | 371,000 |
| Income tax | 38,000 | 55,000 | 93,000 | 144,000 |
| Net income | 63,000 | 93,000 | 155,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,821,000 | 3,851,000 | 3,913,000 | 3,986,000 |
| Total capital | 4,085,000 | 4,208,000 | 4,244,000 | 4,327,000 |
| Risk-weighted assets | 27,601,000 | 28,569,000 | 26,419,000 | 27,280,000 |