Call reports 2025
DOLORES STATE BANK, THE — 2025
What DOLORES STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 425,217,000 | 420,620,000 | 444,278,000 | 447,718,000 |
| Total loans | 287,921,000 | 299,419,000 | 316,540,000 | 320,148,000 |
| Allowance for loan losses | 3,695,000 | 3,748,000 | 3,812,000 | 3,865,000 |
| Securities available for sale | 80,828,000 | 81,344,000 | 80,042,000 | 78,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,219,000 | 345,557,000 | 345,983,000 | 353,244,000 |
| Interest-bearing deposits | 267,678,000 | 262,603,000 | 255,932,000 | 262,189,000 |
| Noninterest-bearing deposits | 84,541,000 | 82,954,000 | 90,051,000 | 91,055,000 |
| Equity capital | 57,078,000 | 59,721,000 | 62,686,000 | 64,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,326,000 | 10,906,000 | 16,688,000 | 22,820,000 |
| Interest expense | 1,098,000 | 2,182,000 | 3,343,000 | 4,734,000 |
| Net interest income | 4,228,000 | 8,724,000 | 13,345,000 | 18,086,000 |
| Noninterest income | 487,000 | 997,000 | 1,573,000 | 2,059,000 |
| Noninterest expense | 2,322,000 | 4,658,000 | 6,949,000 | 9,072,000 |
| Provision for loan losses | 50,000 | 150,000 | 200,000 | 275,000 |
| Pretax income | 2,343,000 | 4,913,000 | 7,769,000 | 10,637,000 |
| Income tax | 618,000 | 1,307,000 | 2,060,000 | 2,488,000 |
| Net income | 1,725,000 | 3,606,000 | 5,709,000 | 8,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,021,000 | 63,903,000 | 66,005,000 | 67,014,000 |
| Total capital | 65,716,000 | 67,651,000 | 69,818,000 | 70,879,000 |
| Risk-weighted assets | 297,344,000 | 306,314,000 | 322,559,000 | 327,495,000 |