Call reports 2024
DOLORES STATE BANK, THE — 2024
What DOLORES STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 394,167,000 | 406,834,000 | 414,859,000 | 417,831,000 |
| Total loans | 272,617,000 | 277,627,000 | 285,055,000 | 286,549,000 |
| Allowance for loan losses | 3,489,000 | 3,517,000 | 3,568,000 | 3,643,000 |
| Securities available for sale | 77,289,000 | 76,593,000 | 78,075,000 | 80,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,437,000 | 340,107,000 | 344,379,000 | 348,154,000 |
| Interest-bearing deposits | 249,295,000 | 256,087,000 | 256,568,000 | 260,746,000 |
| Noninterest-bearing deposits | 80,142,000 | 84,020,000 | 87,811,000 | 87,408,000 |
| Equity capital | 50,029,000 | 51,780,000 | 55,449,000 | 54,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,785,000 | 9,861,000 | 15,167,000 | 20,533,000 |
| Interest expense | 1,025,000 | 2,225,000 | 3,436,000 | 4,567,000 |
| Net interest income | 3,760,000 | 7,636,000 | 11,731,000 | 15,966,000 |
| Noninterest income | 489,000 | 995,000 | 1,518,000 | 2,033,000 |
| Noninterest expense | 2,266,000 | 4,407,000 | 6,668,000 | 8,460,000 |
| Provision for loan losses | 100,000 | 175,000 | 225,000 | 350,000 |
| Pretax income | 1,787,000 | 3,953,000 | 6,260,000 | 9,093,000 |
| Income tax | 485,000 | 1,083,000 | 1,692,000 | 2,054,000 |
| Net income | 1,302,000 | 2,870,000 | 4,568,000 | 7,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,704,000 | 57,271,000 | 58,970,000 | 60,296,000 |
| Total capital | 59,112,000 | 60,788,000 | 62,538,000 | 63,940,000 |
| Risk-weighted assets | 272,622,000 | 286,376,000 | 289,444,000 | 295,238,000 |