Call reports 2023
DOLORES STATE BANK, THE — 2023
What DOLORES STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 372,985,000 | 372,235,000 | 372,818,000 | 381,588,000 |
| Total loans | 244,043,000 | 255,685,000 | 262,532,000 | 268,199,000 |
| Allowance for loan losses | 3,241,000 | 3,321,000 | 3,430,000 | 3,423,000 |
| Securities available for sale | 90,963,000 | 84,935,000 | 77,045,000 | 79,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,813,000 | 322,981,000 | 323,120,000 | 318,765,000 |
| Interest-bearing deposits | 242,731,000 | 234,130,000 | 234,587,000 | 237,259,000 |
| Noninterest-bearing deposits | 82,082,000 | 88,851,000 | 88,533,000 | 81,506,000 |
| Equity capital | 43,530,000 | 44,730,000 | 44,886,000 | 48,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,105,000 | 8,270,000 | 12,778,000 | 17,264,000 |
| Interest expense | 158,000 | 504,000 | 950,000 | 1,643,000 |
| Net interest income | 3,947,000 | 7,766,000 | 11,828,000 | 15,621,000 |
| Noninterest income | 447,000 | 907,000 | 1,434,000 | 1,923,000 |
| Noninterest expense | 2,110,000 | 4,124,000 | 6,146,000 | 8,091,000 |
| Provision for loan losses | 50,000 | 150,000 | 250,000 | 300,000 |
| Pretax income | 2,221,000 | 4,365,000 | 6,769,000 | 9,056,000 |
| Income tax | 562,000 | 1,119,000 | 1,710,000 | 2,041,000 |
| Net income | 1,659,000 | 3,246,000 | 5,059,000 | 7,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,180,000 | 51,767,000 | 53,590,000 | 54,402,000 |
| Total capital | 53,381,000 | 54,992,000 | 56,930,000 | 57,745,000 |
| Risk-weighted assets | 256,116,000 | 257,964,000 | 267,164,000 | 267,384,000 |