Call reports 2022
DOLORES STATE BANK, THE — 2022
What DOLORES STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 366,315,000 | 370,371,000 | 394,411,000 | 377,339,000 |
| Total loans | 220,521,000 | 232,505,000 | 229,199,000 | 238,953,000 |
| Allowance for loan losses | 3,077,000 | 3,084,000 | 3,158,000 | 3,200,000 |
| Securities available for sale | 103,989,000 | 98,171,000 | 93,045,000 | 97,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,375,000 | 325,869,000 | 351,273,000 | 332,587,000 |
| Interest-bearing deposits | 233,448,000 | 244,207,000 | 261,556,000 | 247,879,000 |
| Noninterest-bearing deposits | 85,927,000 | 81,662,000 | 89,717,000 | 84,708,000 |
| Equity capital | 41,374,000 | 39,232,000 | 37,620,000 | 40,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,165,000 | 6,534,000 | 10,173,000 | 14,096,000 |
| Interest expense | 83,000 | 167,000 | 254,000 | 360,000 |
| Net interest income | 3,082,000 | 6,367,000 | 9,919,000 | 13,736,000 |
| Noninterest income | 283,000 | 695,000 | 1,166,000 | 1,633,000 |
| Noninterest expense | 1,855,000 | 3,841,000 | 5,837,000 | 7,748,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 100,000 |
| Pretax income | 1,510,000 | 3,221,000 | 5,198,000 | 7,521,000 |
| Income tax | 361,000 | 779,000 | 1,260,000 | 1,652,000 |
| Net income | 1,149,000 | 2,442,000 | 3,938,000 | 5,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,938,000 | 46,233,000 | 47,731,000 | 48,519,000 |
| Total capital | 47,795,000 | 49,269,000 | 50,748,000 | 51,615,000 |
| Risk-weighted assets | 228,358,000 | 242,908,000 | 241,250,000 | 247,615,000 |