Call reports 2021
DOLORES STATE BANK, THE — 2021
What DOLORES STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 328,620,000 | 347,570,000 | 355,558,000 | 358,663,000 |
| Total loans | 202,189,000 | 200,761,000 | 198,142,000 | 209,548,000 |
| Allowance for loan losses | 2,854,000 | 2,904,000 | 2,971,000 | 3,066,000 |
| Securities available for sale | 87,914,000 | 98,736,000 | 109,255,000 | 111,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,304,000 | 296,921,000 | 303,943,000 | 307,886,000 |
| Interest-bearing deposits | 205,187,000 | 219,592,000 | 224,453,000 | 228,283,000 |
| Noninterest-bearing deposits | 75,117,000 | 77,329,000 | 79,490,000 | 79,603,000 |
| Equity capital | 42,578,000 | 44,641,000 | 45,521,000 | 45,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,990,000 | 6,137,000 | 9,336,000 | 12,642,000 |
| Interest expense | 87,000 | 172,000 | 259,000 | 345,000 |
| Net interest income | 2,903,000 | 5,965,000 | 9,077,000 | 12,297,000 |
| Noninterest income | 227,000 | 482,000 | 787,000 | 1,106,000 |
| Noninterest expense | 1,800,000 | 3,303,000 | 5,141,000 | 7,007,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 250,000 |
| Pretax income | 1,280,000 | 3,044,000 | 4,573,000 | 6,146,000 |
| Income tax | 427,000 | 736,000 | 1,104,000 | 1,313,000 |
| Net income | 853,000 | 2,308,000 | 3,469,000 | 4,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,799,000 | 42,258,000 | 43,422,000 | 43,786,000 |
| Total capital | 43,249,000 | 44,764,000 | 45,966,000 | 46,525,000 |
| Risk-weighted assets | 195,669,000 | 200,153,000 | 203,155,000 | 218,838,000 |