Call reports 2020
DOLORES STATE BANK, THE — 2020
What DOLORES STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 264,205,000 | 293,494,000 | 301,438,000 | 310,665,000 |
| Total loans | 171,241,000 | 177,528,000 | 189,455,000 | 191,185,000 |
| Allowance for loan losses | 2,328,000 | 2,582,000 | 2,579,000 | 2,795,000 |
| Securities available for sale | 67,770,000 | 67,168,000 | 79,563,000 | 84,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,283,000 | 247,231,000 | 253,670,000 | 262,672,000 |
| Interest-bearing deposits | 167,663,000 | 180,790,000 | 184,096,000 | 192,273,000 |
| Noninterest-bearing deposits | 51,620,000 | 66,441,000 | 69,574,000 | 70,399,000 |
| Equity capital | 40,309,000 | 42,036,000 | 43,128,000 | 43,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,694,000 | 5,289,000 | 8,041,000 | 10,970,000 |
| Interest expense | 89,000 | 179,000 | 271,000 | 360,000 |
| Net interest income | 2,605,000 | 5,110,000 | 7,770,000 | 10,610,000 |
| Noninterest income | 232,000 | 429,000 | 633,000 | 841,000 |
| Noninterest expense | 1,586,000 | 3,089,000 | 4,648,000 | 6,426,000 |
| Provision for loan losses | 25,000 | 285,000 | 335,000 | 535,000 |
| Pretax income | 1,226,000 | 2,165,000 | 3,420,000 | 4,490,000 |
| Income tax | 296,000 | 519,000 | 827,000 | 917,000 |
| Net income | 930,000 | 1,646,000 | 2,593,000 | 3,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,144,000 | 38,866,000 | 39,817,000 | 39,942,000 |
| Total capital | 40,277,000 | 41,084,000 | 42,024,000 | 42,250,000 |
| Risk-weighted assets | 170,458,000 | 177,135,000 | 176,200,000 | 184,210,000 |