Call reports 2019
DOLORES STATE BANK, THE — 2019
What DOLORES STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 262,486,000 | 264,078,000 | 269,961,000 | 267,141,000 |
| Total loans | 160,404,000 | 163,386,000 | 160,031,000 | 167,341,000 |
| Allowance for loan losses | 2,347,000 | 2,345,000 | 2,398,000 | 2,355,000 |
| Securities available for sale | 68,294,000 | 61,591,000 | 65,737,000 | 67,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,219,000 | 222,055,000 | 226,473,000 | 224,121,000 |
| Interest-bearing deposits | 171,457,000 | 171,099,000 | 169,713,000 | 171,100,000 |
| Noninterest-bearing deposits | 50,762,000 | 50,956,000 | 56,760,000 | 53,021,000 |
| Equity capital | 36,552,000 | 38,183,000 | 39,535,000 | 38,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,645,000 | 5,369,000 | 8,157,000 | 10,939,000 |
| Interest expense | 67,000 | 144,000 | 224,000 | 311,000 |
| Net interest income | 2,578,000 | 5,225,000 | 7,933,000 | 10,628,000 |
| Noninterest income | 239,000 | 499,000 | 751,000 | 995,000 |
| Noninterest expense | 1,591,000 | 3,076,000 | 4,554,000 | 6,173,000 |
| Provision for loan losses | 50,000 | 50,000 | 100,000 | 125,000 |
| Pretax income | 1,176,000 | 3,260,000 | 4,692,000 | 5,987,000 |
| Income tax | 257,000 | 745,000 | 1,091,000 | 1,243,000 |
| Net income | 919,000 | 2,515,000 | 3,601,000 | 4,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,509,000 | 36,113,000 | 37,206,000 | 37,209,000 |
| Total capital | 36,403,000 | 38,069,000 | 39,149,000 | 39,262,000 |
| Risk-weighted assets | 151,132,000 | 156,117,000 | 155,039,000 | 164,007,000 |