Call reports 2018
DOLORES STATE BANK, THE — 2018
What DOLORES STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 259,240,000 | 260,135,000 | 262,598,000 | 262,103,000 |
| Total loans | 157,229,000 | 154,853,000 | 157,434,000 | 157,490,000 |
| Allowance for loan losses | 2,121,000 | 2,176,000 | 2,301,000 | 2,291,000 |
| Securities available for sale | 70,519,000 | 68,592,000 | 67,716,000 | 67,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,686,000 | 222,423,000 | 224,102,000 | 223,615,000 |
| Interest-bearing deposits | 172,857,000 | 172,622,000 | 171,472,000 | 173,248,000 |
| Noninterest-bearing deposits | 49,829,000 | 49,801,000 | 52,630,000 | 50,367,000 |
| Equity capital | 32,839,000 | 33,826,000 | 34,468,000 | 34,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,518,000 | 5,105,000 | 7,713,000 | 10,416,000 |
| Interest expense | 66,000 | 133,000 | 199,000 | 268,000 |
| Net interest income | 2,452,000 | 4,972,000 | 7,514,000 | 10,148,000 |
| Noninterest income | 242,000 | 566,000 | 831,000 | 1,108,000 |
| Noninterest expense | 1,408,000 | 2,892,000 | 4,383,000 | 5,935,000 |
| Provision for loan losses | 100,000 | 150,000 | 280,000 | 330,000 |
| Pretax income | 1,186,000 | 2,496,000 | 3,682,000 | 4,991,000 |
| Income tax | 258,000 | 557,000 | 824,000 | 975,000 |
| Net income | 928,000 | 1,939,000 | 2,858,000 | 4,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,608,000 | 32,631,000 | 33,559,000 | 33,582,000 |
| Total capital | 33,467,000 | 34,471,000 | 35,455,000 | 35,476,000 |
| Risk-weighted assets | 148,500,000 | 146,917,000 | 151,342,000 | 151,199,000 |