Call reports 2017
DOLORES STATE BANK, THE — 2017
What DOLORES STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 236,658,000 | 241,523,000 | 249,319,000 | 254,461,000 |
| Total loans | 136,015,000 | 141,610,000 | 144,477,000 | 150,650,000 |
| Allowance for loan losses | 1,843,000 | 1,930,000 | 1,974,000 | 2,018,000 |
| Securities available for sale | 71,416,000 | 69,928,000 | 69,307,000 | 75,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,612,000 | 205,750,000 | 212,670,000 | 218,565,000 |
| Interest-bearing deposits | 153,131,000 | 157,464,000 | 163,674,000 | 169,220,000 |
| Noninterest-bearing deposits | 48,481,000 | 48,286,000 | 48,996,000 | 49,345,000 |
| Equity capital | 31,192,000 | 32,235,000 | 32,915,000 | 32,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,215,000 | 4,544,000 | 6,929,000 | 9,346,000 |
| Interest expense | 64,000 | 124,000 | 186,000 | 249,000 |
| Net interest income | 2,151,000 | 4,420,000 | 6,743,000 | 9,097,000 |
| Noninterest income | 252,000 | 516,000 | 785,000 | 1,065,000 |
| Noninterest expense | 1,386,000 | 2,781,000 | 4,255,000 | 5,844,000 |
| Provision for loan losses | 25,000 | 100,000 | 175,000 | 225,000 |
| Pretax income | 992,000 | 2,055,000 | 3,098,000 | 4,090,000 |
| Income tax | 280,000 | 599,000 | 926,000 | 1,507,000 |
| Net income | 712,000 | 1,456,000 | 2,172,000 | 2,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,646,000 | 30,404,000 | 31,131,000 | 30,693,000 |
| Total capital | 31,276,000 | 32,093,000 | 32,861,000 | 32,499,000 |
| Risk-weighted assets | 130,234,000 | 134,952,000 | 138,234,000 | 144,278,000 |