Call reports 2016
DOLORES STATE BANK, THE — 2016
What DOLORES STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 235,280,000 | 233,106,000 | 237,205,000 | 232,403,000 |
| Total loans | 120,100,000 | 122,741,000 | 130,027,000 | 132,941,000 |
| Allowance for loan losses | 1,527,000 | 1,774,000 | 1,777,000 | 1,816,000 |
| Securities available for sale | 87,402,000 | 86,782,000 | 83,708,000 | 73,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,227,000 | 198,249,000 | 201,798,000 | 198,479,000 |
| Interest-bearing deposits | 152,758,000 | 150,861,000 | 150,877,000 | 151,531,000 |
| Noninterest-bearing deposits | 49,469,000 | 47,388,000 | 50,921,000 | 46,948,000 |
| Equity capital | 29,764,000 | 31,381,000 | 31,775,000 | 30,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,054,000 | 4,384,000 | 6,543,000 | 8,713,000 |
| Interest expense | 69,000 | 134,000 | 199,000 | 262,000 |
| Net interest income | 1,985,000 | 4,250,000 | 6,344,000 | 8,451,000 |
| Noninterest income | 255,000 | 514,000 | 756,000 | 1,010,000 |
| Noninterest expense | 1,367,000 | 2,692,000 | 4,085,000 | 5,504,000 |
| Provision for loan losses | 80,000 | 330,000 | 330,000 | 380,000 |
| Pretax income | 851,000 | 1,800,000 | 2,790,000 | 3,732,000 |
| Income tax | 257,000 | 494,000 | 764,000 | 992,000 |
| Net income | 594,000 | 1,306,000 | 2,026,000 | 2,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,491,000 | 28,218,000 | 28,949,000 | 28,957,000 |
| Total capital | 29,018,000 | 29,801,000 | 30,583,000 | 30,575,000 |
| Risk-weighted assets | 137,858,000 | 126,477,000 | 130,595,000 | 129,319,000 |