Call reports 2015
DOLORES STATE BANK, THE — 2015
What DOLORES STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 165,675,000 | 166,225,000 | 236,617,000 | 237,283,000 |
| Total loans | 80,368,000 | 86,922,000 | 113,903,000 | 115,125,000 |
| Allowance for loan losses | 1,166,000 | 1,195,000 | 1,266,000 | 1,436,000 |
| Securities available for sale | 59,999,000 | 60,964,000 | 84,929,000 | 90,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,975,000 | 143,405,000 | 204,774,000 | 205,536,000 |
| Interest-bearing deposits | 106,694,000 | 105,503,000 | 152,863,000 | 154,051,000 |
| Noninterest-bearing deposits | 36,281,000 | 37,902,000 | 51,911,000 | 51,485,000 |
| Equity capital | 19,812,000 | 19,798,000 | 28,643,000 | 28,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,376,000 | 2,880,000 | 4,692,000 | 6,821,000 |
| Interest expense | 52,000 | 105,000 | 175,000 | 247,000 |
| Net interest income | 1,324,000 | 2,775,000 | 4,517,000 | 6,574,000 |
| Noninterest income | 154,000 | 445,000 | 664,000 | 867,000 |
| Noninterest expense | 1,048,000 | 2,238,000 | 3,555,000 | 4,967,000 |
| Provision for loan losses | 0 | 25,000 | 125,000 | 275,000 |
| Pretax income | 430,000 | 957,000 | 1,501,000 | 2,201,000 |
| Income tax | 106,000 | 257,000 | 429,000 | 489,000 |
| Net income | 324,000 | 700,000 | 1,072,000 | 1,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,997,000 | 19,373,000 | 26,131,000 | 26,937,000 |
| Total capital | 19,996,000 | 20,426,000 | 27,397,000 | 28,373,000 |
| Risk-weighted assets | 79,793,000 | 84,099,000 | 120,283,000 | 121,467,000 |