Call reports 2014
DOLORES STATE BANK, THE — 2014
What DOLORES STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 144,563,000 | 148,922,000 | 152,076,000 | 156,614,000 |
| Total loans | 71,737,000 | 74,772,000 | 74,953,000 | 78,697,000 |
| Allowance for loan losses | 1,126,000 | 1,126,000 | 1,135,000 | 1,167,000 |
| Securities available for sale | 51,776,000 | 53,329,000 | 55,488,000 | 54,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,716,000 | 126,959,000 | 129,590,000 | 134,598,000 |
| Interest-bearing deposits | 95,309,000 | 96,457,000 | 98,084,000 | 98,793,000 |
| Noninterest-bearing deposits | 28,407,000 | 30,502,000 | 31,506,000 | 35,805,000 |
| Equity capital | 17,712,000 | 18,491,000 | 18,853,000 | 19,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,332,000 | 2,695,000 | 4,086,000 | 5,511,000 |
| Interest expense | 81,000 | 155,000 | 222,000 | 281,000 |
| Net interest income | 1,251,000 | 2,540,000 | 3,864,000 | 5,230,000 |
| Noninterest income | 173,000 | 497,000 | 660,000 | 840,000 |
| Noninterest expense | 1,024,000 | 2,059,000 | 2,987,000 | 4,041,000 |
| Provision for loan losses | 25,000 | 25,000 | 95,000 | 125,000 |
| Pretax income | 375,000 | 953,000 | 1,476,000 | 1,938,000 |
| Income tax | 94,000 | 245,000 | 384,000 | 454,000 |
| Net income | 281,000 | 708,000 | 1,092,000 | 1,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,969,000 | 18,396,000 | 18,780,000 | 18,672,000 |
| Total capital | 18,915,000 | 19,374,000 | 19,744,000 | 19,653,000 |
| Risk-weighted assets | 75,486,000 | 78,112,000 | 76,951,000 | 78,316,000 |