Call reports 2013
DOLORES STATE BANK, THE — 2013
What DOLORES STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 141,800,000 | 138,944,000 | 141,388,000 | 140,948,000 |
| Total loans | 69,791,000 | 70,774,000 | 71,134,000 | 71,414,000 |
| Allowance for loan losses | 1,072,000 | 1,076,000 | 1,046,000 | 1,099,000 |
| Securities available for sale | 52,028,000 | 49,878,000 | 49,146,000 | 48,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,441,000 | 119,212,000 | 121,198,000 | 121,037,000 |
| Interest-bearing deposits | 92,804,000 | 91,521,000 | 92,569,000 | 94,236,000 |
| Noninterest-bearing deposits | 28,637,000 | 27,691,000 | 28,629,000 | 26,801,000 |
| Equity capital | 17,621,000 | 16,934,000 | 17,231,000 | 17,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,330,000 | 2,665,000 | 4,000,000 | 5,359,000 |
| Interest expense | 90,000 | 179,000 | 268,000 | 357,000 |
| Net interest income | 1,240,000 | 2,486,000 | 3,732,000 | 5,002,000 |
| Noninterest income | 161,000 | 354,000 | 518,000 | 1,072,000 |
| Noninterest expense | 960,000 | 1,883,000 | 2,797,000 | 3,955,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | 441,000 | 957,000 | 1,453,000 | 2,049,000 |
| Income tax | 113,000 | 251,000 | 372,000 | 396,000 |
| Net income | 328,000 | 706,000 | 1,081,000 | 1,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,863,000 | 17,241,000 | 17,616,000 | 17,688,000 |
| Total capital | 17,810,000 | 18,198,000 | 18,569,000 | 18,635,000 |
| Risk-weighted assets | 75,662,000 | 76,436,000 | 76,153,000 | 75,617,000 |