Call reports 2012
DOLORES STATE BANK, THE — 2012
What DOLORES STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 132,471,000 | 130,586,000 | 134,270,000 | 137,759,000 |
| Total loans | 71,771,000 | 73,087,000 | 72,358,000 | 71,955,000 |
| Allowance for loan losses | 1,056,000 | 1,066,000 | 1,092,000 | 1,071,000 |
| Securities available for sale | 40,219,000 | 40,182,000 | 42,108,000 | 45,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,344,000 | 110,603,000 | 113,353,000 | 117,763,000 |
| Interest-bearing deposits | 88,261,000 | 85,867,000 | 88,118,000 | 91,731,000 |
| Noninterest-bearing deposits | 25,083,000 | 24,736,000 | 25,235,000 | 26,032,000 |
| Equity capital | 16,803,000 | 17,374,000 | 17,936,000 | 17,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,400,000 | 2,766,000 | 4,128,000 | 5,485,000 |
| Interest expense | 119,000 | 229,000 | 335,000 | 437,000 |
| Net interest income | 1,281,000 | 2,537,000 | 3,793,000 | 5,048,000 |
| Noninterest income | 171,000 | 336,000 | 468,000 | 646,000 |
| Noninterest expense | 907,000 | 1,813,000 | 2,778,000 | 3,677,000 |
| Provision for loan losses | 10,000 | 20,000 | 70,000 | 70,000 |
| Pretax income | 535,000 | 1,040,000 | 1,413,000 | 1,947,000 |
| Income tax | 147,000 | 295,000 | 429,000 | 494,000 |
| Net income | 388,000 | 745,000 | 984,000 | 1,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,970,000 | 16,327,000 | 16,566,000 | 16,534,000 |
| Total capital | 16,939,000 | 17,294,000 | 17,518,000 | 17,485,000 |
| Risk-weighted assets | 77,411,000 | 77,232,000 | 76,004,000 | 75,922,000 |