Call reports 2011
DOLORES STATE BANK, THE — 2011
What DOLORES STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 121,552,000 | 120,488,000 | 127,485,000 | 127,326,000 |
| Total loans | 70,807,000 | 71,313,000 | 71,003,000 | 71,341,000 |
| Allowance for loan losses | 1,062,000 | 1,049,000 | 1,053,000 | 1,042,000 |
| Securities available for sale | 33,673,000 | 33,700,000 | 35,642,000 | 39,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,246,000 | 102,501,000 | 108,821,000 | 108,911,000 |
| Interest-bearing deposits | 84,472,000 | 82,561,000 | 84,675,000 | 88,026,000 |
| Noninterest-bearing deposits | 19,774,000 | 19,940,000 | 24,146,000 | 20,885,000 |
| Equity capital | 15,248,000 | 15,874,000 | 16,380,000 | 16,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,361,000 | 2,728,000 | 4,120,000 | 5,485,000 |
| Interest expense | 183,000 | 344,000 | 493,000 | 620,000 |
| Net interest income | 1,178,000 | 2,384,000 | 3,627,000 | 4,865,000 |
| Noninterest income | 159,000 | 308,000 | 456,000 | 503,000 |
| Noninterest expense | 860,000 | 1,721,000 | 2,725,000 | 3,555,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 25,000 |
| Pretax income | 477,000 | 946,000 | 1,347,000 | 1,802,000 |
| Income tax | 124,000 | 307,000 | 426,000 | 443,000 |
| Net income | 353,000 | 639,000 | 921,000 | 1,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,075,000 | 15,361,000 | 15,643,000 | 15,581,000 |
| Total capital | 16,030,000 | 16,311,000 | 16,601,000 | 16,539,000 |
| Risk-weighted assets | 76,033,000 | 75,887,000 | 76,506,000 | 76,590,000 |