Call reports 2010
DOLORES STATE BANK, THE — 2010
What DOLORES STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 113,979,000 | 115,870,000 | 119,515,000 | 119,912,000 |
| Total loans | 71,837,000 | 71,903,000 | 69,703,000 | 71,234,000 |
| Allowance for loan losses | 946,000 | 992,000 | 1,030,000 | 1,058,000 |
| Securities available for sale | 28,019,000 | 32,305,000 | 31,238,000 | 35,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,533,000 | 98,766,000 | 101,817,000 | 103,178,000 |
| Interest-bearing deposits | 80,555,000 | 81,808,000 | 83,179,000 | 84,434,000 |
| Noninterest-bearing deposits | 16,978,000 | 16,958,000 | 18,638,000 | 18,744,000 |
| Equity capital | 14,605,000 | 15,171,000 | 15,578,000 | 14,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,390,000 | 2,873,000 | 4,291,000 | 5,695,000 |
| Interest expense | 276,000 | 539,000 | 781,000 | 990,000 |
| Net interest income | 1,114,000 | 2,334,000 | 3,510,000 | 4,705,000 |
| Noninterest income | 159,000 | 315,000 | 467,000 | 822,000 |
| Noninterest expense | 794,000 | 1,609,000 | 2,476,000 | 3,394,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 200,000 |
| Pretax income | 429,000 | 940,000 | 1,351,000 | 1,933,000 |
| Income tax | 139,000 | 310,000 | 416,000 | 657,000 |
| Net income | 290,000 | 630,000 | 935,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,143,000 | 14,483,000 | 14,788,000 | 14,723,000 |
| Total capital | 15,060,000 | 15,406,000 | 15,705,000 | 15,671,000 |
| Risk-weighted assets | 73,292,000 | 73,754,000 | 73,259,000 | 75,728,000 |