Call reports 2009
DOLORES STATE BANK, THE — 2009
What DOLORES STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 105,698,000 | 108,614,000 | 109,518,000 | 111,685,000 |
| Total loans | 66,839,000 | 68,912,000 | 70,319,000 | 72,014,000 |
| Allowance for loan losses | 889,000 | 820,000 | 866,000 | 893,000 |
| Securities available for sale | 26,378,000 | 25,238,000 | 25,315,000 | 27,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,298,000 | 92,941,000 | 93,154,000 | 95,869,000 |
| Interest-bearing deposits | 72,827,000 | 73,816,000 | 75,138,000 | 77,472,000 |
| Noninterest-bearing deposits | 17,471,000 | 19,125,000 | 18,016,000 | 18,397,000 |
| Equity capital | 14,017,000 | 14,325,000 | 14,743,000 | 14,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,435,000 | 2,947,000 | 4,302,000 | 5,748,000 |
| Interest expense | 311,000 | 619,000 | 920,000 | 1,208,000 |
| Net interest income | 1,124,000 | 2,328,000 | 3,382,000 | 4,540,000 |
| Noninterest income | 138,000 | 292,000 | 448,000 | 607,000 |
| Noninterest expense | 728,000 | 1,526,000 | 2,380,000 | 3,308,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 110,000 |
| Pretax income | 534,000 | 1,094,000 | 1,390,000 | 1,729,000 |
| Income tax | 219,000 | 438,000 | 657,000 | 508,000 |
| Net income | 315,000 | 656,000 | 733,000 | 1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,519,000 | 13,860,000 | 13,937,000 | 13,853,000 |
| Total capital | 14,347,000 | 14,680,000 | 14,803,000 | 14,746,000 |
| Risk-weighted assets | 66,167,000 | 68,194,000 | 69,745,000 | 72,694,000 |