Call reports 2008
DOLORES STATE BANK, THE — 2008
What DOLORES STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 100,846,000 | 98,386,000 | 101,112,000 | 104,591,000 |
| Total loans | 63,353,000 | 66,770,000 | 66,832,000 | 66,019,000 |
| Allowance for loan losses | 896,000 | 893,000 | 897,000 | 885,000 |
| Securities available for sale | 27,978,000 | 24,288,000 | 22,856,000 | 26,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,198,000 | 84,914,000 | 87,141,000 | 90,170,000 |
| Interest-bearing deposits | 68,514,000 | 66,714,000 | 67,525,000 | 70,818,000 |
| Noninterest-bearing deposits | 18,684,000 | 18,200,000 | 19,616,000 | 19,352,000 |
| Equity capital | 12,584,000 | 12,577,000 | 12,857,000 | 13,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 3,049,000 | 4,659,000 | 6,199,000 |
| Interest expense | 449,000 | 843,000 | 1,210,000 | 1,539,000 |
| Net interest income | 1,034,000 | 2,206,000 | 3,449,000 | 4,660,000 |
| Noninterest income | 188,000 | 328,000 | 463,000 | 588,000 |
| Noninterest expense | 636,000 | 1,431,000 | 2,210,000 | 2,784,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 586,000 | 1,103,000 | 1,702,000 | 2,464,000 |
| Income tax | 175,000 | 319,000 | 494,000 | 1,115,000 |
| Net income | 411,000 | 784,000 | 1,208,000 | 1,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,188,000 | 12,561,000 | 12,985,000 | 12,626,000 |
| Total capital | 12,950,000 | 13,348,000 | 13,781,000 | 13,429,000 |
| Risk-weighted assets | 60,916,000 | 62,838,000 | 63,550,000 | 64,151,000 |