Call reports 2007
DOLORES STATE BANK, THE — 2007
What DOLORES STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 90,131,000 | 94,355,000 | 98,923,000 | 98,134,000 |
| Total loans | 52,843,000 | 57,460,000 | 59,062,000 | 60,786,000 |
| Allowance for loan losses | 908,000 | 908,000 | 909,000 | 907,000 |
| Securities available for sale | 27,111,000 | 26,149,000 | 27,044,000 | 29,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,599,000 | 82,412,000 | 86,110,000 | 85,583,000 |
| Interest-bearing deposits | 61,671,000 | 66,506,000 | 68,198,000 | 67,715,000 |
| Noninterest-bearing deposits | 16,928,000 | 15,906,000 | 17,912,000 | 17,868,000 |
| Equity capital | 11,182,000 | 11,367,000 | 12,025,000 | 11,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,404,000 | 2,906,000 | 4,532,000 | 6,148,000 |
| Interest expense | 371,000 | 791,000 | 1,252,000 | 1,720,000 |
| Net interest income | 1,033,000 | 2,115,000 | 3,280,000 | 4,428,000 |
| Noninterest income | 159,000 | 280,000 | 420,000 | 551,000 |
| Noninterest expense | 569,000 | 1,253,000 | 1,977,000 | 2,920,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 623,000 | 1,142,000 | 1,723,000 | 2,059,000 |
| Income tax | 198,000 | 378,000 | 544,000 | 598,000 |
| Net income | 425,000 | 764,000 | 1,179,000 | 1,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,241,000 | 11,580,000 | 11,995,000 | 11,777,000 |
| Total capital | 11,928,000 | 12,319,000 | 12,759,000 | 12,561,000 |
| Risk-weighted assets | 54,570,000 | 58,989,000 | 60,979,000 | 62,580,000 |