Call reports 2006
DOLORES STATE BANK, THE — 2006
What DOLORES STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 88,443,000 | 88,094,000 | 90,151,000 | 90,402,000 |
| Total loans | 51,160,000 | 51,362,000 | 52,472,000 | 53,832,000 |
| Allowance for loan losses | 895,000 | 902,000 | 897,000 | 893,000 |
| Securities available for sale | 29,162,000 | 27,191,000 | 26,317,000 | 28,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,228,000 | 77,449,000 | 78,696,000 | 79,603,000 |
| Interest-bearing deposits | 61,297,000 | 60,085,000 | 59,409,000 | 61,517,000 |
| Noninterest-bearing deposits | 16,931,000 | 17,364,000 | 19,287,000 | 18,086,000 |
| Equity capital | 9,929,000 | 10,171,000 | 10,775,000 | 10,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,550,000 | 3,901,000 | 5,302,000 |
| Interest expense | 263,000 | 554,000 | 862,000 | 1,204,000 |
| Net interest income | 1,042,000 | 1,996,000 | 3,039,000 | 4,098,000 |
| Noninterest income | 156,000 | 276,000 | 398,000 | 503,000 |
| Noninterest expense | 596,000 | 1,280,000 | 1,961,000 | 2,554,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 602,000 | 992,000 | 1,476,000 | 2,047,000 |
| Income tax | 199,000 | 332,000 | 478,000 | 603,000 |
| Net income | 403,000 | 660,000 | 998,000 | 1,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,274,000 | 10,531,000 | 10,869,000 | 10,816,000 |
| Total capital | 10,925,000 | 11,188,000 | 11,554,000 | 11,523,000 |
| Risk-weighted assets | 51,799,000 | 52,345,000 | 54,152,000 | 55,617,000 |