Call reports 2004
DOLORES STATE BANK, THE — 2004
What DOLORES STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 80,836,000 | 85,122,000 | 85,032,000 | 84,600,000 |
| Total loans | 44,583,000 | 45,607,000 | 45,411,000 | 45,672,000 |
| Allowance for loan losses | 870,000 | 866,000 | 866,000 | 903,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,302,000 | 30,729,000 | 32,619,000 | 35,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,733,000 | 75,564,000 | 75,084,000 | 75,504,000 |
| Interest-bearing deposits | 58,864,000 | 61,304,000 | 61,778,000 | 60,955,000 |
| Noninterest-bearing deposits | 12,869,000 | 14,260,000 | 13,306,000 | 14,549,000 |
| Equity capital | 9,016,000 | 9,368,000 | 9,698,000 | 9,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 985,000 | 1,987,000 | 3,021,000 | 4,072,000 |
| Interest expense | 146,000 | 285,000 | 427,000 | 577,000 |
| Net interest income | 839,000 | 1,702,000 | 2,594,000 | 3,495,000 |
| Noninterest income | 64,000 | 124,000 | 187,000 | 271,000 |
| Noninterest expense | 278,000 | 675,000 | 1,136,000 | 2,273,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 625,000 | 1,151,000 | 1,645,000 | 1,443,000 |
| Income tax | 209,000 | 383,000 | 547,000 | 483,000 |
| Net income | 416,000 | 768,000 | 1,098,000 | 960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,016,000 | 9,368,000 | 9,698,000 | 9,060,000 |
| Total capital | 9,507,000 | 9,863,000 | 10,200,000 | 9,590,000 |
| Risk-weighted assets | 38,901,000 | 39,249,000 | 39,826,000 | 41,992,000 |