Call reports 2003
DOLORES STATE BANK, THE — 2003
What DOLORES STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 77,131,000 | 78,472,000 | 81,121,000 | 82,510,000 |
| Total loans | 40,338,000 | 41,391,000 | 43,298,000 | 43,368,000 |
| Allowance for loan losses | 821,000 | 822,000 | 821,000 | 879,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,608,000 | 30,591,000 | 31,567,000 | 32,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,442,000 | 69,425,000 | 71,620,000 | 73,871,000 |
| Interest-bearing deposits | 58,364,000 | 59,030,000 | 60,012,000 | 61,574,000 |
| Noninterest-bearing deposits | 10,078,000 | 10,395,000 | 11,608,000 | 12,297,000 |
| Equity capital | 8,626,000 | 8,906,000 | 9,266,000 | 8,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 2,003,000 | 3,044,000 | 4,041,000 |
| Interest expense | 244,000 | 464,000 | 639,000 | 793,000 |
| Net interest income | 760,000 | 1,539,000 | 2,405,000 | 3,248,000 |
| Noninterest income | 49,000 | 100,000 | 162,000 | 219,000 |
| Noninterest expense | 295,000 | 707,000 | 1,102,000 | 2,171,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 514,000 | 932,000 | 1,465,000 | 1,246,000 |
| Income tax | 169,000 | 307,000 | 480,000 | 427,000 |
| Net income | 345,000 | 625,000 | 985,000 | 819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,626,000 | 8,906,000 | 9,266,000 | 8,600,000 |
| Total capital | 9,066,000 | 9,354,000 | 9,739,000 | 9,052,000 |
| Risk-weighted assets | 34,815,000 | 35,463,000 | 37,516,000 | 35,757,000 |