Call reports 2002
DOLORES STATE BANK, THE — 2002
What DOLORES STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 72,257,000 | 73,466,000 | 79,931,000 | 77,235,000 |
| Total loans | 37,423,000 | 38,357,000 | 39,912,000 | 38,622,000 |
| Allowance for loan losses | 771,000 | 788,000 | 788,000 | 819,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,706,000 | 29,291,000 | 30,673,000 | 32,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,713,000 | 64,534,000 | 70,567,000 | 68,894,000 |
| Interest-bearing deposits | 53,126,000 | 54,636,000 | 56,654,000 | 58,507,000 |
| Noninterest-bearing deposits | 10,587,000 | 9,898,000 | 13,913,000 | 10,387,000 |
| Equity capital | 8,458,000 | 8,775,000 | 9,108,000 | 8,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,094,000 | 2,188,000 | 3,280,000 | 4,350,000 |
| Interest expense | 345,000 | 658,000 | 956,000 | 1,234,000 |
| Net interest income | 749,000 | 1,530,000 | 2,324,000 | 3,116,000 |
| Noninterest income | 42,000 | 87,000 | 140,000 | 190,000 |
| Noninterest expense | 271,000 | 628,000 | 982,000 | 2,166,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 520,000 | 989,000 | 1,482,000 | 1,040,000 |
| Income tax | 169,000 | 321,000 | 481,000 | 375,000 |
| Net income | 351,000 | 668,000 | 1,001,000 | 665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,458,000 | 8,775,000 | 9,108,000 | 8,272,000 |
| Total capital | 8,880,000 | 9,205,000 | 9,553,000 | 8,695,000 |
| Risk-weighted assets | 33,390,000 | 34,019,000 | 35,292,000 | 33,425,000 |