Call reports 2001
DOLORES STATE BANK, THE — 2001
What DOLORES STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 66,897,000 | 68,268,000 | 71,879,000 | 72,820,000 |
| Total loans | 34,216,000 | 35,471,000 | 34,959,000 | 35,926,000 |
| Allowance for loan losses | 622,000 | 623,000 | 624,000 | 774,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,675,000 | 26,743,000 | 28,806,000 | 29,811,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,460,000 | 59,524,000 | 62,865,000 | 64,612,000 |
| Interest-bearing deposits | 50,318,000 | 50,677,000 | 51,950,000 | 54,020,000 |
| Noninterest-bearing deposits | 8,142,000 | 8,847,000 | 10,915,000 | 10,592,000 |
| Equity capital | 8,276,000 | 8,560,000 | 8,822,000 | 8,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,216,000 | 2,421,000 | 3,607,000 | 4,744,000 |
| Interest expense | 491,000 | 1,001,000 | 1,478,000 | 1,885,000 |
| Net interest income | 725,000 | 1,420,000 | 2,129,000 | 2,859,000 |
| Noninterest income | 39,000 | 79,000 | 126,000 | 169,000 |
| Noninterest expense | 237,000 | 553,000 | 923,000 | 1,906,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 527,000 | 946,000 | 1,332,000 | 972,000 |
| Income tax | 172,000 | 307,000 | 431,000 | 386,000 |
| Net income | 355,000 | 639,000 | 901,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,276,000 | 8,560,000 | 8,822,000 | 8,107,000 |
| Total capital | 8,666,000 | 8,961,000 | 9,228,000 | 8,520,000 |
| Risk-weighted assets | 30,943,000 | 31,882,000 | 32,241,000 | 32,660,000 |