Call reports 2014
EUREKA BANK — 2014
What EUREKA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 147,157,000 | 153,391,000 | 154,232,000 | 156,383,000 |
| Total loans | 125,961,000 | 127,954,000 | 129,449,000 | 130,214,000 |
| Allowance for loan losses | 1,324,000 | 1,349,000 | 1,361,000 | 1,391,000 |
| Securities available for sale | 7,733,000 | 6,874,000 | 8,409,000 | 7,772,000 |
| Securities held to maturity | 2,772,000 | 2,772,000 | 2,777,000 | 2,768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,347,000 | 123,636,000 | 128,991,000 | 130,845,000 |
| Interest-bearing deposits | 111,242,000 | 117,652,000 | 122,713,000 | 124,716,000 |
| Noninterest-bearing deposits | 6,105,000 | 5,984,000 | 6,278,000 | 6,129,000 |
| Equity capital | 21,738,000 | 22,257,000 | 21,972,000 | 22,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,678,000 | 3,386,000 | 5,114,000 | 6,848,000 |
| Interest expense | 216,000 | 427,000 | 641,000 | 849,000 |
| Net interest income | 1,462,000 | 2,959,000 | 4,473,000 | 5,999,000 |
| Noninterest income | 30,000 | 69,000 | 99,000 | 117,000 |
| Noninterest expense | 910,000 | 1,815,000 | 2,733,000 | 3,662,000 |
| Provision for loan losses | 15,000 | 40,000 | 52,000 | 82,000 |
| Pretax income | 567,000 | 1,173,000 | 1,787,000 | 2,372,000 |
| Income tax | 188,000 | 395,000 | 595,000 | 803,000 |
| Net income | 379,000 | 778,000 | 1,192,000 | 1,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,976,000 | 22,402,000 | 22,093,000 | 22,501,000 |
| Total capital | 23,168,000 | 23,620,000 | 23,326,000 | 23,769,000 |
| Risk-weighted assets | 95,339,000 | 97,441,000 | 98,586,000 | 101,473,000 |