Call reports 2016
FIRST NATIONAL BANK IN FALFURRIAS, THE — 2016
What FIRST NATIONAL BANK IN FALFURRIAS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 68,135,000 | 66,053,000 | 67,401,000 | 66,998,000 |
| Total loans | 15,489,000 | 15,364,000 | 15,300,000 | 16,862,000 |
| Allowance for loan losses | 149,000 | 150,000 | 129,000 | 172,000 |
| Securities available for sale | 34,476,000 | 30,101,000 | 28,078,000 | 28,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,067,000 | 58,016,000 | 59,340,000 | 59,067,000 |
| Interest-bearing deposits | 38,734,000 | 37,551,000 | 34,405,000 | 36,500,000 |
| Noninterest-bearing deposits | 21,333,000 | 20,465,000 | 24,935,000 | 22,567,000 |
| Equity capital | 7,920,000 | 7,873,000 | 7,880,000 | 7,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 874,000 | 1,274,000 | 1,740,000 |
| Interest expense | 22,000 | 44,000 | 62,000 | 83,000 |
| Net interest income | 431,000 | 830,000 | 1,212,000 | 1,657,000 |
| Noninterest income | 175,000 | 332,000 | 519,000 | 704,000 |
| Noninterest expense | 501,000 | 992,000 | 1,505,000 | 1,996,000 |
| Provision for loan losses | 0 | 40,000 | 60,000 | 130,000 |
| Pretax income | 105,000 | 130,000 | 166,000 | 235,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 105,000 | 130,000 | 166,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,862,000 | 7,791,000 | 7,827,000 | 7,785,000 |
| Total capital | 8,011,000 | 7,941,000 | 7,956,000 | 7,957,000 |
| Risk-weighted assets | 17,075,000 | 16,394,000 | 16,268,000 | 18,302,000 |