Call reports 2015
FIRST NATIONAL BANK IN FALFURRIAS, THE — 2015
What FIRST NATIONAL BANK IN FALFURRIAS, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 83,595,000 | 75,968,000 | 66,517,000 | 70,438,000 |
| Total loans | 15,919,000 | 17,401,000 | 16,768,000 | 16,134,000 |
| Allowance for loan losses | 113,000 | 123,000 | 140,000 | 163,000 |
| Securities available for sale | 48,813,000 | 46,758,000 | 40,671,000 | 38,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,539,000 | 67,853,000 | 58,395,000 | 62,565,000 |
| Interest-bearing deposits | 50,242,000 | 46,177,000 | 38,120,000 | 39,367,000 |
| Noninterest-bearing deposits | 25,297,000 | 21,676,000 | 20,275,000 | 23,198,000 |
| Equity capital | 7,959,000 | 8,001,000 | 7,988,000 | 7,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 855,000 | 1,280,000 | 1,675,000 |
| Interest expense | 15,000 | 31,000 | 48,000 | 72,000 |
| Net interest income | 421,000 | 824,000 | 1,232,000 | 1,603,000 |
| Noninterest income | 161,000 | 345,000 | 536,000 | 739,000 |
| Noninterest expense | 533,000 | 984,000 | 1,514,000 | 1,979,000 |
| Provision for loan losses | 0 | 20,000 | 55,000 | 115,000 |
| Pretax income | 49,000 | 165,000 | 199,000 | 248,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 165,000 | 199,000 | 248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,826,000 | 7,846,000 | 7,851,000 | 7,756,000 |
| Total capital | 7,939,000 | 7,969,000 | 7,991,000 | 7,919,000 |
| Risk-weighted assets | 18,253,000 | 19,831,000 | 18,957,000 | 17,825,000 |