Call reports 2014
FIRST NATIONAL BANK IN FALFURRIAS, THE — 2014
What FIRST NATIONAL BANK IN FALFURRIAS, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 77,118,000 | 71,827,000 | 71,031,000 | 80,317,000 |
| Total loans | 16,914,000 | 17,065,000 | 15,443,000 | 16,275,000 |
| Allowance for loan losses | 112,000 | 115,000 | 110,000 | 126,000 |
| Securities available for sale | 45,090,000 | 43,003,000 | 42,939,000 | 48,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,116,000 | 63,869,000 | 63,020,000 | 72,325,000 |
| Interest-bearing deposits | 47,436,000 | 42,421,000 | 42,399,000 | 50,046,000 |
| Noninterest-bearing deposits | 21,680,000 | 21,448,000 | 20,621,000 | 22,279,000 |
| Equity capital | 7,953,000 | 7,892,000 | 7,926,000 | 7,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 421,000 | 865,000 | 1,287,000 | 1,721,000 |
| Interest expense | 16,000 | 31,000 | 45,000 | 62,000 |
| Net interest income | 405,000 | 834,000 | 1,242,000 | 1,659,000 |
| Noninterest income | 198,000 | 386,000 | 592,000 | 809,000 |
| Noninterest expense | 524,000 | 1,008,000 | 1,506,000 | 1,961,000 |
| Provision for loan losses | 20,000 | 45,000 | 70,000 | 120,000 |
| Pretax income | 59,000 | 167,000 | 258,000 | 387,000 |
| Income tax | 0 | 0 | 0 | 9,000 |
| Net income | 59,000 | 167,000 | 258,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,922,000 | 7,815,000 | 7,897,000 | 7,873,000 |
| Total capital | 8,034,000 | 7,930,000 | 8,007,000 | 7,999,000 |
| Risk-weighted assets | 20,127,000 | 19,897,000 | 18,854,000 | 19,791,000 |