Call reports 2012
FIRST NATIONAL BANK IN FALFURRIAS, THE — 2012
What FIRST NATIONAL BANK IN FALFURRIAS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 75,701,000 | 71,547,000 | 69,561,000 | 74,549,000 |
| Total loans | 16,305,000 | 18,565,000 | 18,382,000 | 18,807,000 |
| Allowance for loan losses | 152,000 | 136,000 | 125,000 | 111,000 |
| Securities available for sale | 37,876,000 | 33,101,000 | 32,508,000 | 35,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,587,000 | 63,470,000 | 61,378,000 | 66,501,000 |
| Interest-bearing deposits | 52,204,000 | 47,531,000 | 44,250,000 | 49,302,000 |
| Noninterest-bearing deposits | 15,383,000 | 15,939,000 | 17,128,000 | 17,199,000 |
| Equity capital | 8,073,000 | 8,030,000 | 8,135,000 | 8,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 922,000 | 1,387,000 | 1,827,000 |
| Interest expense | 43,000 | 78,000 | 110,000 | 140,000 |
| Net interest income | 427,000 | 844,000 | 1,277,000 | 1,687,000 |
| Noninterest income | 173,000 | 335,000 | 509,000 | 679,000 |
| Noninterest expense | 502,000 | 949,000 | 1,449,000 | 1,925,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 98,000 | 230,000 | 337,000 | 421,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 98,000 | 230,000 | 337,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,884,000 | 7,841,000 | 7,950,000 | 7,838,000 |
| Total capital | 8,036,000 | 7,977,000 | 8,074,000 | 7,949,000 |
| Risk-weighted assets | 21,475,000 | 22,248,000 | 20,556,000 | 21,362,000 |