Call reports 2009
FIRST NATIONAL BANK IN FALFURRIAS, THE — 2009
What FIRST NATIONAL BANK IN FALFURRIAS, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 72,410,000 | 64,336,000 | 65,606,000 | 73,397,000 |
| Total loans | 16,415,000 | 17,217,000 | 19,058,000 | 20,020,000 |
| Allowance for loan losses | 163,000 | 158,000 | 215,000 | 205,000 |
| Securities available for sale | 50,546,000 | 42,031,000 | 37,629,000 | 47,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,212,000 | 56,104,000 | 57,307,000 | 65,279,000 |
| Interest-bearing deposits | 50,868,000 | 43,915,000 | 45,350,000 | 50,578,000 |
| Noninterest-bearing deposits | 13,344,000 | 12,189,000 | 11,957,000 | 14,701,000 |
| Equity capital | 8,119,000 | 8,121,000 | 8,225,000 | 8,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,276,000 | 1,866,000 | 2,474,000 |
| Interest expense | 117,000 | 226,000 | 308,000 | 390,000 |
| Net interest income | 537,000 | 1,050,000 | 1,558,000 | 2,084,000 |
| Noninterest income | 176,000 | 365,000 | 558,000 | 753,000 |
| Noninterest expense | 496,000 | 977,000 | 1,416,000 | 1,885,000 |
| Provision for loan losses | 0 | 45,000 | 139,000 | 139,000 |
| Pretax income | 217,000 | 393,000 | 561,000 | 813,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 393,000 | 561,000 | 813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,702,000 | 7,588,000 | 7,659,000 | 7,590,000 |
| Total capital | 7,865,000 | 7,746,000 | 7,874,000 | 7,795,000 |
| Risk-weighted assets | 23,883,000 | 22,597,000 | 22,957,000 | 26,197,000 |