Call reports 2008
FIRST NATIONAL BANK IN FALFURRIAS, THE — 2008
What FIRST NATIONAL BANK IN FALFURRIAS, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 76,948,000 | 71,174,000 | 64,422,000 | 65,993,000 |
| Total loans | 12,299,000 | 12,384,000 | 13,315,000 | 15,659,000 |
| Allowance for loan losses | 200,000 | 192,000 | 189,000 | 183,000 |
| Securities available for sale | 55,908,000 | 54,306,000 | 46,441,000 | 45,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,251,000 | 63,211,000 | 56,167,000 | 57,897,000 |
| Interest-bearing deposits | 52,523,000 | 48,410,000 | 40,999,000 | 43,623,000 |
| Noninterest-bearing deposits | 15,728,000 | 14,801,000 | 15,168,000 | 14,274,000 |
| Equity capital | 8,424,000 | 7,577,000 | 8,123,000 | 8,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,843,000 | 2,599,000 | 3,288,000 |
| Interest expense | 310,000 | 527,000 | 682,000 | 817,000 |
| Net interest income | 651,000 | 1,316,000 | 1,917,000 | 2,471,000 |
| Noninterest income | 165,000 | 322,000 | 516,000 | 699,000 |
| Noninterest expense | 452,000 | 864,000 | 1,287,000 | 1,764,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 364,000 | 774,000 | 1,146,000 | 1,400,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 364,000 | 774,000 | 1,146,000 | 1,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,848,000 | 7,558,000 | 7,934,000 | 7,651,000 |
| Total capital | 8,048,000 | 7,750,000 | 8,123,000 | 7,834,000 |
| Risk-weighted assets | 22,523,000 | 21,309,000 | 20,465,000 | 23,110,000 |