Call reports 2007
FIRST NATIONAL BANK IN FALFURRIAS, THE — 2007
What FIRST NATIONAL BANK IN FALFURRIAS, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 72,606,000 | 68,210,000 | 65,179,000 | 74,852,000 |
| Total loans | 11,346,000 | 11,435,000 | 13,593,000 | 13,211,000 |
| Allowance for loan losses | 105,000 | 182,000 | 177,000 | 200,000 |
| Securities available for sale | 55,635,000 | 52,406,000 | 46,038,000 | 54,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,922,000 | 61,096,000 | 57,393,000 | 67,072,000 |
| Interest-bearing deposits | 53,428,000 | 49,230,000 | 46,171,000 | 53,965,000 |
| Noninterest-bearing deposits | 11,494,000 | 11,866,000 | 11,222,000 | 13,107,000 |
| Equity capital | 7,345,000 | 6,839,000 | 7,536,000 | 7,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 1,954,000 | 2,885,000 | 3,873,000 |
| Interest expense | 398,000 | 763,000 | 1,075,000 | 1,415,000 |
| Net interest income | 581,000 | 1,191,000 | 1,810,000 | 2,458,000 |
| Noninterest income | 180,000 | 346,000 | 527,000 | 706,000 |
| Noninterest expense | 446,000 | 868,000 | 1,287,000 | 1,737,000 |
| Provision for loan losses | 0 | 72,000 | 75,000 | 115,000 |
| Pretax income | 315,000 | 597,000 | 975,000 | 1,312,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 315,000 | 597,000 | 975,000 | 1,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,613,000 | 7,351,000 | 7,729,000 | 7,483,000 |
| Total capital | 7,718,000 | 7,533,000 | 7,906,000 | 7,683,000 |
| Risk-weighted assets | 19,782,000 | 19,340,000 | 20,840,000 | 22,952,000 |