Call reports 2006
FIRST NATIONAL BANK IN FALFURRIAS, THE — 2006
What FIRST NATIONAL BANK IN FALFURRIAS, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 74,529,000 | 65,806,000 | 62,979,000 | 72,818,000 |
| Total loans | 8,611,000 | 9,856,000 | 10,672,000 | 11,559,000 |
| Allowance for loan losses | 218,000 | 229,000 | 181,000 | 97,000 |
| Securities available for sale | 58,118,000 | 51,264,000 | 47,635,000 | 57,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,477,000 | 58,925,000 | 55,527,000 | 65,566,000 |
| Interest-bearing deposits | 54,209,000 | 47,494,000 | 44,076,000 | 53,554,000 |
| Noninterest-bearing deposits | 13,268,000 | 11,431,000 | 11,451,000 | 12,012,000 |
| Equity capital | 6,786,000 | 6,635,000 | 7,262,000 | 6,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,682,000 | 2,486,000 | 3,448,000 |
| Interest expense | 308,000 | 604,000 | 875,000 | 1,243,000 |
| Net interest income | 520,000 | 1,078,000 | 1,611,000 | 2,205,000 |
| Noninterest income | 163,000 | 368,000 | 594,000 | 789,000 |
| Noninterest expense | 480,000 | 916,000 | 1,350,000 | 1,790,000 |
| Provision for loan losses | 30,000 | 44,000 | 44,000 | 44,000 |
| Pretax income | 173,000 | 486,000 | 811,000 | 1,160,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 173,000 | 486,000 | 811,000 | 1,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,520,000 | 7,493,000 | 7,818,000 | 7,371,000 |
| Total capital | 7,718,000 | 7,709,000 | 7,999,000 | 7,468,000 |
| Risk-weighted assets | 15,746,000 | 17,305,000 | 18,052,000 | 20,932,000 |