Call reports 2005
FIRST NATIONAL BANK IN FALFURRIAS, THE — 2005
What FIRST NATIONAL BANK IN FALFURRIAS, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 71,963,000 | 67,243,000 | 63,620,000 | 77,259,000 |
| Total loans | 9,084,000 | 8,926,000 | 8,668,000 | 9,440,000 |
| Allowance for loan losses | 288,000 | 212,000 | 211,000 | 216,000 |
| Securities available for sale | 55,108,000 | 52,967,000 | 47,974,000 | 60,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,233,000 | 60,136,000 | 56,590,000 | 70,434,000 |
| Interest-bearing deposits | 53,582,000 | 47,947,000 | 45,033,000 | 56,806,000 |
| Noninterest-bearing deposits | 11,651,000 | 12,189,000 | 11,557,000 | 13,628,000 |
| Equity capital | 6,597,000 | 6,940,000 | 6,938,000 | 6,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,267,000 | 1,900,000 | 2,670,000 |
| Interest expense | 206,000 | 412,000 | 593,000 | 854,000 |
| Net interest income | 421,000 | 855,000 | 1,307,000 | 1,816,000 |
| Noninterest income | 117,000 | 247,000 | 391,000 | 568,000 |
| Noninterest expense | 440,000 | 869,000 | 1,292,000 | 1,724,000 |
| Provision for loan losses | 61,000 | 111,000 | 128,000 | 182,000 |
| Pretax income | 37,000 | 122,000 | 278,000 | 478,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 122,000 | 278,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,325,000 | 7,410,000 | 7,449,000 | 7,339,000 |
| Total capital | 7,495,000 | 7,578,000 | 7,614,000 | 7,528,000 |
| Risk-weighted assets | 13,450,000 | 13,417,000 | 13,166,000 | 15,101,000 |