Call reports 2004
FIRST NATIONAL BANK IN FALFURRIAS, THE — 2004
What FIRST NATIONAL BANK IN FALFURRIAS, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 67,258,000 | 64,589,000 | 64,557,000 | 74,230,000 |
| Total loans | 10,245,000 | 9,952,000 | 9,267,000 | 9,660,000 |
| Allowance for loan losses | 276,000 | 311,000 | 310,000 | 285,000 |
| Securities available for sale | 46,604,000 | 46,018,000 | 46,783,000 | 57,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,474,000 | 57,753,000 | 57,150,000 | 67,056,000 |
| Interest-bearing deposits | 48,478,000 | 45,752,000 | 46,969,000 | 56,334,000 |
| Noninterest-bearing deposits | 10,996,000 | 12,001,000 | 10,181,000 | 10,722,000 |
| Equity capital | 7,723,000 | 6,777,000 | 7,340,000 | 7,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,099,000 | 1,623,000 | 2,229,000 |
| Interest expense | 148,000 | 280,000 | 398,000 | 576,000 |
| Net interest income | 403,000 | 819,000 | 1,225,000 | 1,653,000 |
| Noninterest income | 137,000 | 281,000 | 451,000 | 600,000 |
| Noninterest expense | 408,000 | 787,000 | 1,180,000 | 1,666,000 |
| Provision for loan losses | 4,000 | 132,000 | 195,000 | 242,000 |
| Pretax income | 128,000 | 181,000 | 301,000 | 345,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 128,000 | 181,000 | 301,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,411,000 | 7,367,000 | 7,487,000 | 7,434,000 |
| Total capital | 7,593,000 | 7,546,000 | 7,665,000 | 7,615,000 |
| Risk-weighted assets | 14,497,000 | 14,154,000 | 13,339,000 | 13,606,000 |