Call reports 2003
FIRST NATIONAL BANK IN FALFURRIAS, THE — 2003
What FIRST NATIONAL BANK IN FALFURRIAS, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 67,070,000 | 60,963,000 | 60,366,000 | 68,245,000 |
| Total loans | 12,920,000 | 12,552,000 | 11,597,000 | 11,099,000 |
| Allowance for loan losses | 329,000 | 383,000 | 341,000 | 309,000 |
| Securities available for sale | 41,838,000 | 37,509,000 | 35,992,000 | 47,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,328,000 | 53,339,000 | 52,788,000 | 60,804,000 |
| Interest-bearing deposits | 48,457,000 | 42,995,000 | 42,720,000 | 50,460,000 |
| Noninterest-bearing deposits | 10,871,000 | 10,344,000 | 10,068,000 | 10,344,000 |
| Equity capital | 7,666,000 | 7,535,000 | 7,495,000 | 7,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,277,000 | 1,793,000 | 2,348,000 |
| Interest expense | 255,000 | 471,000 | 636,000 | 782,000 |
| Net interest income | 418,000 | 806,000 | 1,157,000 | 1,566,000 |
| Noninterest income | 142,000 | 303,000 | 480,000 | 636,000 |
| Noninterest expense | 402,000 | 763,000 | 1,134,000 | 1,613,000 |
| Provision for loan losses | 59,000 | 148,000 | 148,000 | 182,000 |
| Pretax income | 99,000 | 198,000 | 355,000 | 407,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 99,000 | 198,000 | 355,000 | 407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,381,000 | 7,285,000 | 7,443,000 | 7,398,000 |
| Total capital | 7,593,000 | 7,485,000 | 7,632,000 | 7,595,000 |
| Risk-weighted assets | 16,798,000 | 15,744,000 | 14,938,000 | 14,974,000 |