Call reports 2002
FIRST NATIONAL BANK IN FALFURRIAS, THE — 2002
What FIRST NATIONAL BANK IN FALFURRIAS, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 62,894,000 | 57,706,000 | 59,535,000 | 66,561,000 |
| Total loans | 12,181,000 | 12,599,000 | 12,823,000 | 13,249,000 |
| Allowance for loan losses | 198,000 | 177,000 | 178,000 | 330,000 |
| Securities available for sale | 43,088,000 | 36,587,000 | 35,050,000 | 41,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,024,000 | 49,863,000 | 51,595,000 | 58,847,000 |
| Interest-bearing deposits | 45,414,000 | 40,667,000 | 41,724,000 | 49,500,000 |
| Noninterest-bearing deposits | 9,610,000 | 9,196,000 | 9,871,000 | 9,347,000 |
| Equity capital | 7,708,000 | 7,707,000 | 7,837,000 | 7,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 775,000 | 1,519,000 | 2,254,000 | 2,967,000 |
| Interest expense | 292,000 | 540,000 | 768,000 | 1,037,000 |
| Net interest income | 483,000 | 979,000 | 1,486,000 | 1,930,000 |
| Noninterest income | 134,000 | 272,000 | 418,000 | 593,000 |
| Noninterest expense | 373,000 | 730,000 | 1,122,000 | 1,573,000 |
| Provision for loan losses | 38,000 | 81,000 | 185,000 | 413,000 |
| Pretax income | 206,000 | 440,000 | 597,000 | 537,000 |
| Income tax | 5,000 | 11,000 | 12,000 | 17,000 |
| Net income | 201,000 | 429,000 | 585,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,478,000 | 7,365,000 | 7,522,000 | 7,282,000 |
| Total capital | 7,676,000 | 7,542,000 | 7,700,000 | 7,499,000 |
| Risk-weighted assets | 15,802,000 | 16,015,000 | 16,418,000 | 17,216,000 |