Call reports 2012
ELKVILLE STATE BANK — 2012
What ELKVILLE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 23,439,000 | 23,018,000 | 22,105,000 | 24,532,000 |
| Total loans | 2,713,000 | 2,738,000 | 2,705,000 | 2,524,000 |
| Allowance for loan losses | 65,000 | 66,000 | 66,000 | 52,000 |
| Securities available for sale | 16,807,000 | 15,659,000 | 15,440,000 | 15,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,332,000 | 18,489,000 | 17,694,000 | 20,254,000 |
| Interest-bearing deposits | 14,518,000 | 14,169,000 | 13,840,000 | 14,736,000 |
| Noninterest-bearing deposits | 4,814,000 | 4,320,000 | 3,854,000 | 5,518,000 |
| Equity capital | 4,002,000 | 4,136,000 | 4,243,000 | 4,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 138,000 | 274,000 | 406,000 | 537,000 |
| Interest expense | 20,000 | 38,000 | 56,000 | 72,000 |
| Net interest income | 118,000 | 236,000 | 350,000 | 465,000 |
| Noninterest income | 12,000 | 27,000 | 41,000 | 53,000 |
| Noninterest expense | 85,000 | 159,000 | 227,000 | 404,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 104,000 | 165,000 | 115,000 |
| Income tax | -2,000 | -8,000 | -6,000 | -4,000 |
| Net income | 47,000 | 112,000 | 171,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,847,000 | 3,909,000 | 3,968,000 | 3,904,000 |
| Total capital | 3,912,000 | 3,975,000 | 4,034,000 | 3,956,000 |
| Risk-weighted assets | 9,412,000 | 9,096,000 | 9,688,000 | 10,179,000 |