Call reports 2011
ELKVILLE STATE BANK — 2011
What ELKVILLE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 23,209,000 | 24,081,000 | 24,917,000 | 24,161,000 |
| Total loans | 2,731,000 | 2,882,000 | 2,728,000 | 2,719,000 |
| Allowance for loan losses | 64,000 | 64,000 | 65,000 | 65,000 |
| Securities available for sale | 17,497,000 | 17,959,000 | 16,466,000 | 16,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,529,000 | 20,087,000 | 20,888,000 | 20,034,000 |
| Interest-bearing deposits | 15,100,000 | 15,029,000 | 15,358,000 | 14,920,000 |
| Noninterest-bearing deposits | 4,429,000 | 5,058,000 | 5,530,000 | 5,114,000 |
| Equity capital | 3,649,000 | 3,912,000 | 3,959,000 | 3,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 137,000 | 271,000 | 414,000 | 551,000 |
| Interest expense | 34,000 | 63,000 | 90,000 | 113,000 |
| Net interest income | 103,000 | 208,000 | 324,000 | 438,000 |
| Noninterest income | 14,000 | 28,000 | 43,000 | 57,000 |
| Noninterest expense | 79,000 | 148,000 | 224,000 | 410,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 88,000 | 143,000 | 85,000 |
| Income tax | 0 | -19,000 | -17,000 | -14,000 |
| Net income | 38,000 | 107,000 | 160,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,754,000 | 3,820,000 | 3,873,000 | 3,800,000 |
| Total capital | 3,818,000 | 3,884,000 | 3,938,000 | 3,865,000 |
| Risk-weighted assets | 9,525,000 | 9,275,000 | 9,276,000 | 9,084,000 |