Call reports 2010
ELKVILLE STATE BANK — 2010
What ELKVILLE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 21,207,000 | 21,812,000 | 22,616,000 | 23,242,000 |
| Total loans | 2,554,000 | 2,727,000 | 2,663,000 | 2,679,000 |
| Allowance for loan losses | 66,000 | 66,000 | 67,000 | 59,000 |
| Securities available for sale | 16,229,000 | 17,648,000 | 16,383,000 | 16,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,461,000 | 17,829,000 | 18,497,000 | 19,648,000 |
| Interest-bearing deposits | 13,503,000 | 13,973,000 | 14,309,000 | 14,738,000 |
| Noninterest-bearing deposits | 3,958,000 | 3,856,000 | 4,188,000 | 4,910,000 |
| Equity capital | 3,709,000 | 3,883,000 | 4,003,000 | 3,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 408,000 | 584,000 | 726,000 |
| Interest expense | 48,000 | 98,000 | 146,000 | 187,000 |
| Net interest income | 152,000 | 310,000 | 438,000 | 539,000 |
| Noninterest income | 13,000 | 24,000 | 37,000 | 52,000 |
| Noninterest expense | 71,000 | 147,000 | 215,000 | 473,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 163,000 | 236,000 | 94,000 |
| Income tax | 7,000 | 9,000 | 9,000 | -2,000 |
| Net income | 87,000 | 154,000 | 227,000 | 96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,722,000 | 3,786,000 | 3,859,000 | 3,716,000 |
| Total capital | 3,788,000 | 3,852,000 | 3,926,000 | 3,775,000 |
| Risk-weighted assets | 7,144,000 | 8,765,000 | 9,152,000 | 9,494,000 |