Call reports 2009
ELKVILLE STATE BANK — 2009
What ELKVILLE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 19,413,000 | 20,568,000 | 20,398,000 | 21,036,000 |
| Total loans | 2,890,000 | 2,669,000 | 2,589,000 | 2,701,000 |
| Allowance for loan losses | 65,000 | 65,000 | 66,000 | 66,000 |
| Securities available for sale | 14,997,000 | 16,005,000 | 16,595,000 | 16,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,778,000 | 16,881,000 | 16,484,000 | 17,385,000 |
| Interest-bearing deposits | 12,277,000 | 12,225,000 | 12,582,000 | 12,846,000 |
| Noninterest-bearing deposits | 3,501,000 | 4,656,000 | 3,902,000 | 4,539,000 |
| Equity capital | 3,594,000 | 3,631,000 | 3,842,000 | 3,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 204,000 | 407,000 | 616,000 | 821,000 |
| Interest expense | 59,000 | 114,000 | 166,000 | 218,000 |
| Net interest income | 145,000 | 293,000 | 450,000 | 603,000 |
| Noninterest income | 13,000 | 34,000 | 49,000 | 65,000 |
| Noninterest expense | 72,000 | 152,000 | 222,000 | 481,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 86,000 | 175,000 | 277,000 | 137,000 |
| Income tax | 6,000 | 12,000 | 19,000 | 9,000 |
| Net income | 80,000 | 163,000 | 258,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,602,000 | 3,682,000 | 3,777,000 | 3,635,000 |
| Total capital | 3,667,000 | 3,747,000 | 3,843,000 | 3,701,000 |
| Risk-weighted assets | 6,962,000 | 7,110,000 | 7,001,000 | 7,251,000 |